It is so cool to be a student! You get all kinds of perks like student loans, and cheap student travel. But you need to be really, really careful, or you could get yourself into a lot of trouble.There are many services offered to today's student. And the reason for that is because incentives are given for people that continue their education. teachers lesson plans are geared toward students acceptance to colleges. Student grants. Great services are also geared toward college students to keep them in schoo. There are all kinds of student grants that students are eligible for and are told about in high school. Once in university students can easily qualify for student credit cards and different types of student loans. There are even special types of financing situations for the international student. The only problem with all of this financial help, is that students can easily get into large amounts of debt. At which time they will have to consider options like student loan consolidation. So students shouldn't accept or request more money than they truly need. In fact they should try to make do without most of the loans and so called perks that are available to them, and try to get by with the cash that is either given to them or that they make themselves.