In this new millenium, the use of old paper money and noisy pennies is almost part of the past. We use them for our everyday life little shopping needs but credit cards by far the most popular way to deal with shops in canada.
If you want to get a farmland, you will need a credit agricole. Even if you plan to buy a small house, you will need to not have a bad credit loan mortgage or you can say goodbye to your dream house! It very hard to get loans with bad credit. Either you are a good payer with your paper money, credit card numbers are the one talking! That's why it's a priority to always keep yourself out of credit card debt.
Always make sure your annual credit report has a perfect score so you will not have problem dealing with the trans union credit next time you want to invest on something worthing. Be carefull of the credit companies that offer credit cards for bad credit! They often have huge interests rates too!