At the dawn of the second millenia, living on a budget has become a necessity; perhaps the only mean to live well without the headaches of credit.
Abiding by a budget does not mean cutting all the edges, but rather set our priorities straight. It's possible to live well on a low budget , and if one is not gifted for figures, there are plenty of free budget software available on the Web to help the starters.
Easy access to the internet provides wealth of information for those willing to search a little. Websites specialize in budget travel to exotic destinations we never thought we could afford, and countless Forums will help us make sure none of the budget hotels we're considering will turn into a living nightmare once we get there. In any case, planing our trip with budget in mind will surely make the difference between a holiday to remember, and one we'll still pay for three years from now.
Whether we like it or not, keeping a budget has become a way of life for the majority of us, so let's pay regular visits to our personal budget spreadsheet, and save ourselves a lot of headaches.