Many people day after day are recognizing that they are customers and that they have the right to search always the best, to take their time to assess and to compare bank accounts, or to open a bank account online if it is more affordable to them, as customers, than going to the bank, paying parking-time, or the taxi, the gas of your car and so on.
Any bank savings account offers to the customer almost the same interest rate, because, from swiss bank accounts to accounts of any little country’s bank, all of them are institutions that compete fiercely in the financial market, and they have to be aware of the different products that competitors issue, their prices and targets, in order to keep existing. Certainly, a high interest bank account in München has ‘different’ interest rate than has a little financial institution in Perú; but for the local economies, each bank offers an interest rate which ‘equals’ the world tendency. The economic needs from nations differs, so differ too the interest rates that national banks fixe in the different geo-political markets.
Nowadays is not really a problem to choose among the different bank institutions one, a good one, that offers your money the best interest and growth. Almost all bank accounts offer the same, and actually, they are seeking desperately for customers, because the current financial crisis has beaten hard that industry, and a lot of savers have just taken away their money, or seen nationalized – as happened recently in Argentina – their savings.